For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boast. Ephesians 2:8–9, ESV
What is it that causes God to justify believers? What is justification? I heard a definition a long time ago where the preacher said something like this, “Justification is what happens when we are born again, it is ‘Just as if I had never sinned’” Of course, those of us who are Reformed in our Theology believe that our regeneration, our quickening, our New Birth takes place prior to belief because that is what enables ungodly, spiritually dead people to repent and believe. Justification follows that. Let’s look at an example.