8 For by grace you have been saved through faith; and that not of yourselves, it is the gift of God; Ephesians 2:8 NASB
What is saving faith? From where does it come? Is it something within natural man that everyone is born with and so can bring to life through self will or self effort or is it, as the Bible clearly says, that man is dead in trespasses and sins and, therefore, this saving faith is a gift from God and our salvation is His work from beginning to end?